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Health Insurance Giant Agrees to Record $1. Million Payout Over Data Breach. Holy crap, that is a huge friggin’ payout. Health insurance giant Anthem Inc. That’s a new record, for those of you keeping count. Americans are sick and tired of constantly getting notices about how their social security numbers and credit cards have been compromised.

Sure, the company has agreed to pay for credit monitoring for the millions of people affected by the breach—but as anyone whose house has ever burned down can tell you, insurance is not a magic wand. Anyway, moving on.. Anthem has also agreed to guarantee “a certain level of funding for information security and to implement or maintain numerous specific changes to its data security systems, including encryption of certain information and archiving sensitive data with strict access controls,” according to Cyberscoop. No doubt doing so prior to 2. Most of the money will pay for the aforementioned credit monitoring, although roughly $3. Victims already enrolled in a credit monitoring service (because, let’s face it, who isn’t at this point) may opt to receive a check instead—probably somewhere in the neighborhood of $5.

As part of the settlement, Anthem will not formally recognize any wrongdoing on its part, which is pretty standard in these types of deals. The terms, however, still have to be approved by the San Jose judge presiding over the case, which represents an amalgamation of more than 1. Anthem since the breach.

While the Anthem incident was allegedly a hack that didn’t involve any medical records or credit card details, approximately 7. But at least Anthem learned a lesson. Hopefully, others will too.